A funeral, like any other service, can have a range of prices depending on the provider. It is similar to asking “How much does a wedding cost?” Funeral costs are divided into two categories: services, as provided by the funeral director and funeral home staff; and merchandise, such as caskets, vaults, urns, etc. The average regular adult funeral in the U.S. in 1996 cost $4,287, according to the Federated Funeral Directors of America.